Active is an innovative alternative finance business, providing commercial and consumer credit. Established in London in 2009, Active has since extended its reach to North America and to the Pacific Rim, bringing class leading analytics and cutting edge technology to disrupt traditional credit markets.

Active’s management team has considerable experience of launching and operating both consumer and commercial finance businesses across Europe and the Asia Pac region, including small ticket leasing, auto finance, salary secured lending and residential mortgage operations.

Creative disruption

As a UK firm with a global footprint, we aim to extend our operations to new and developing markets, leveraging our lean operational model with technology driven credit decisioning. Creative disruption in the financial world is gaining momentum, given the changing credit requirements of both consumers and business making traditional solutions increasingly obsolete. Active is at the vanguard of this shift, bridging the gap between early adopters and mass acceptance

Efficiency is fundamental

At the heart of our business lies our core risk engine, allowing us to make fast and accurate credit decisions powering our innovative credit products. Fed by multiple data streams across an array of sources, from on-site behavioural analytics, to traditional credit reference agencies, to social media feeds, our score cards are ever-changing and up to date.

Responsible lending

Responsible lending is deeply ingrained in our culture. From the outset we have strived to create appropriate credit products tailored to our customers’ needs. Our remit is to re-think credit provision and the underwriting behind it, and by using more data in more creative ways, to provide a more sustainable alternative to traditional forms of finance.

Leveraging a common set of core competencies has allowed us to launch innovative credit products in both the consumer and commercial arenas. We believe there is a significant underserved demand for fast, efficient and flexible credit that is delivered in a convenient, affordable and transparent manner. Active, through its brands, provides the market understanding, the technology and analytics that enable these solutions.

Active is working on tomorrow's challenges today. We’re not just looking for talented people, we want to work with individuals who want to re-define the norm and are passionate about making the impossible possible. We’re investing in ideas, investing in our brands and investing in our people.

Old-fashioned attitudes and stuffy offices are not for us. Instead we're open, creative and fresh in our approach. And we look for people with the talent, skills and attitude to match.

If this sounds like you, send a CV and covering letter to jobs@activesecurities.com

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